Sila • The Money API for Fintech Businesses

Here is why you should work with us.

Sila’s banking-as-a-service platform offers payment APIs and digital wallets for financial products and fintech projects.

“Sila has helped many customers leverage the ACH Network as they build their business.”

— Shamir Karkal, Co-Founder & Chief Strategy Officer

We’ve been there, done that.

Premier ACH API

Go-to, industry-leading ACH API for fast, secure, and scalable money transfers.

Developer Friendly

Straightforward API code, dashboards, SDKs, documentation, and best-in-class financial technology.

Compliance First

Systems and processes adhere to all U.S. regulatory compliance requirements and industry best practices.

Free Sandbox Environment

Testing environment provides access to ACH Transfer, Digital Wallet, Bank Account Linking, and KYC/KYB APIs.

Fast & Secure Transfers

API endpoints orchestrate transfers among bank accounts, digital wallets, and virtual accounts in a secure and reliable environment.

Fintech Partner Ecosystem

Easily integrate apps, additional functionality, and embedded finance products with pre-approved partners.

Our Infrastructure Moves You Forward Faster

Accessible and Future Proof

A public sandbox, clear documentation, and simple APIs provide a gateway to the existing financial system and trustless networks in a way that none of our competitors can match.

Powerful

Sila aggregates all services needed to build a programmable financial product on one platform, either directly through us, or through our expansive and ever-growing partnership network.

Affordable

We offer equivalent or better pricing than the competition.

Fast

Lightning fast money transfers can be performed using our innovative and unique suite of ACH-related products.

Risk-Reducing

By working to establish several backend bank partnerships, Sila is on track to offering our customers a choice. Enjoy some peace of mind knowing that Sila’s enhanced ID verification features and industry-leading fraud detection tools are there to help keep your platform secure.

Faster-to-Market

Forget the hassle of searching for bank partners who understand your business, or figuring out their antiquated software; we’ve already done all the heavy lifting.

Partners

To truly revolutionize banking-as-a-service and spark the next generation of financial innovation we’re going to need a little help. We’ve already partnered with the top innovators across banking, identity, and finance, incorporating their most powerful features into the Sila API. We’ll continue to invite new partners to join us on this journey and introduce countless new features and tremendous opportunity for you.

MX

Currencycloud

TrueAccord

Lithic

Sardine

Thunes

Mercury

Vesta

Corpay

Alloy

Plaid

Argyle

Arcus